CRA

With the 119th Congress now assembled, Republicans control both the House and Senate, and will control the White House starting on January 20th.  If history is any guide, this change in party control of the White House, plus unified control of Congress by the president’s party, will pave the way for Republicans to deploy the Congressional Review Act (CRA) to overturn a number of regulations issued by the Biden Administration.  When President Trump first took office in 2017, congressional Republicans used the CRA to overturn more than a dozen rules promulgated by the Obama Administration.   Continue Reading Biden Administration Rulemakings at Risk for Congressional Review Act Cancellation in New Congress

With the 2024 election rapidly approaching, the Biden Administration must race to finalize proposed agency actions as early as mid-May to avoid facing possible nullification if the Republican Party controls both chambers of Congress and the White House next year.  This post summarizes the Congressional Review Act (“CRA”) which will apply to a number of U.S. federal rulemakings, including those related to privacy and cybersecurity.Continue Reading Congressional Review Act Threat Looms Over Biden Administration Rulemakings

Last week, the Consumer Financial Protection Bureau (CFPB) released a study comparing credit scores sold to creditors and those sold to consumers.  The study found that approximately 1 in 5 consumers would, upon purchasing their credit score from a consumer reporting agency, receive a different credit score than the score…

Continue Reading CFPB Study Assesses Differences in Credit Scores Sold to Consumers and Creditors