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Dustin Cho is an associate in the firm’s Washington office. He represents and assists clients in the media, entertainment, sports, and technology sectors in state and federal litigation, as well as in rulemaking and adjudicatory proceedings before the Federal Communications Commission. Mr. Cho regularly advises clients on policy and regulatory issues that affect the communications and technology industries.

Two hundred billion IoT devices could be in use by 2020, according to one estimate cited in the World Economic Forum’s recent report, Mitigating Risk in the Innovation Economy.  This rapid integration of the digital world and the physical world presents unprecedented opportunities for businesses in a wide array of industries.  But it also

The recent National Institute of Standards and Technology (NIST) publication of cybersecurity guidance for the Internet of Things (IoT) is a useful reminder that hacking incidents can result not only in privacy breaches, but also in bodily injury or property damage — via critical infrastructure, medical devices and hospital equipment, networked home appliances, or even children’s toys. In addition to enhanced system security engineering and preventive education efforts, insurance is an increasingly essential component in any enterprise risk management approach to cyber vulnerabilities. But purchasers of cyber insurance are finding that nearly all of the available cyber insurance products expressly exclude coverage for physical bodily injury and property damage.

Continue Reading Insurance Coverage Issues for Cyber-Physical Risks