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Marialuisa Gallozzi

Marialuisa (ML) Gallozzi has helped for-profit and nonprofit policyholders develop and execute efficient and practical insurance recovery strategies. As lead counsel, she has helped secure over half a billion dollars for high-value first-party losses and third-party liabilities. In addition to representing policyholders in insurance claims, she also advises policyholders in placing and tailoring insurance coverages for unique risks, transferring risk in contracts and transactions, and preparing for and managing crises.

Chambers USA notes her "great breadth of experience," describing her as "brilliant" and "highly intellectual." Business Insurance named her as one of its "Women to Watch" in 2014. In 2019 and 2020, Washington DC Super Lawyers named her one of its "Top 100 Lawyers" and "Top 50 Women Lawyers." Recent completed engagements include:

  • Product Contamination/Recalls: Represented a U.S. food manufacturer in resolving a claim under a product contamination policy.
  • Cyber: Represented a hospital system in obtaining insurance recoveries for a system-wide ransomware attack.
  • Captives: Advice on coverage property damage, business interruption, and terrorism losses.
  • Cargo: Represented a nonprofit organization in seeking coverage for products destroyed by fire.

By John G. Buchanan and Marialuisa S. Gallozzi

Although the National Cybersecurity Awareness Month of October has come to a close, it is not too late for corporate counsel and risk managers to be thinking about cyber-risk insurance — an increasingly essential tool in the enterprise risk management toolkit. But a prospective policyholder purchasing cyber insurance for the first time may be hard put to understand what coverage the insurer is selling and whether that coverage is a proper fit for its own risk profile. With little standardization among cyber policies’ wordings, confusing labels for their covered perils, and little interpretive guidance from case law to date, a cyber insurance buyer trying to evaluate a new proposed policy may hardly know where to focus first.

After pursuing coverage for historically major cyber breaches and analyzing scores of cyber insurance forms over the past 15 years, we suggest the following issues as a starting point for any cyber policy review:
Continue Reading Top Tips and Traps for Cyber Insurance Buyers